From the year of inception (2008) till March 2019, all the three funds of NPS (SBI, LIC and UTI) have delivered average annual return of around 9% since Net Asset Value of these funds have appreciated to Rs. Likewise Rate of annual return on investment in NPS will have to be chosen by the user in the tool.Hence the tool takes yearly increase in DA selected by the user in the tool. Unlike Basic Pay, it is not possible to determine future DA payable to Central Government Employees.
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